In December 1994, a small group of self-insured employers and claims professionals partnered to form a company whose mission was to provide those employers and other self-insured employers a quality, cost-effective claims program that was in keeping with their individual needs and claims philosophies.
Maintaining that mission, ERMS continues to represent only a select number of employers. Our clients are not one of many in the coffers of a large TPA, but each one's success is of the utmost importance to ERMS. Rest assured, you too will receive the same elevated level of service should you partner with us. We are confident that our team will not only meet your expectations but exceed them.
ERMS is licensed by the Louisiana Department of Insurance and the Office of Workers Compensation as a Third Party Administrator. We provide claims administration for workers compensation, automobile liability, general liability, professional liability, and medical malpractice claims.
Our administrative philosophy is client-driven. At ERMS, we don't take a cookie-cutter approach to claims administration. We are able to modify our standard practices to match the unique needs of each claim and the wishes of our client. Our experience has also taught us the critical nature of cost-effective handling of claims as part of an overall risk management program. That's why we strive to protect the resources of our clients and develop strategies to resolve a claim as soon as possible. We believe in the practice of "lagniappe". That's why our clients are more than business associates; instead, we are willing to go above and beyond to assist our clients with their needs.
Lyman Phillips oversees the managerial functions of ERMS. Lyman has nearly 40 years of claims experience. In addition to his bachelor's degree, Lyman has also received the AIC, FCLS, CWCP, and CHSP professional designations and is licensed as a claims adjuster, private investigator, and loss control consultant. He is a member of the Louisiana Claims Association, Southwest Louisiana Claims Association, and the International Association of Special Investigative Units.